There are quite a few direct motor insurance companies in the UK, but not all of them are up to the mark. The top insurers are usually the most popular and will give you the most affordable insurance rates and quality insurance service. The top three in the UK are Cornhill Direct, Direct Line and Quinn Direct.
Cornhill Direct
This British-based direct motor insurance company has won numerous insurance awards, including the General Insurer of the Year 2004 and 2005. It is a part of the Allianz Insurance Group and offers all types of motor insurance, home insurance and travel insurance.
Features :
- Cornhill Direct offers 10% discount when you buy a car insurance policy online.
- You get 10% off when you purchase a commercial vehicle insurance online.
- You can get up to 65% no-claims bonus for 5 years of claim free motoring.
- Provides legal and liability coverage of up to for £5 million for motor accidents.
- Compensates for a stolen or accidentally damaged motor vehicle.
- Offers accident recovery of the motor vehicle in any European country.
- Complimentary van is offered when your motor vehicle is being repaired.
- Cornhill Direct reimburses £500 to replace your vehicle locks in case your key is misplaced or gets stolen.
- Provides coverage for stereo system in your vehicle.
- Gives coverage of £200 for personal effects in the motor vehicle.
Direct Line
This UK-based motor car insurance provider has branches in other European countries like Spain, Italy and Germany.
Features:
- If you purchase motor insurance online, you can obtain a 10% online discount.
- Direct Line offers an additional discount if you have a second vehicle insured by them (known as multi-car discount, you can receive 10% more off).
- A feature of direct line motor car insurance is “Named Driver No Claims Discount” offer. This means that if you have named drivers with direct line car insurance, they will provide your named drivers with a quote which direct line insurance will accept every year made no claim on your policy.
Quinn Direct
Quinn Direct is a motor insurance company based in Ireland and has clients all over the UK. It offers a wide range of insurance products such as private motor insurance, commercial motor insurance, employers’ liability, public liability and property damage.
Features:
- Cost effective direct motor insurance to all drivers, including first time drivers.
- Instant online motor insurance quote.
- All kinds of commercial vehicles are insured (such as vans, trucks, HGVs, pick ups, bulldozers, cranes, diggers and tractors).
- Monthly payment options are offered.
- Legal costs are covered.
- Emergency treatment costs are reimbursed.
For more details about these direct motor insurance companies, you can check out their websites.
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