Consumers need to know as much about car insurance grouping and the factors that determine the ratings as possible. Any number from 1-20 assigned to a privately or commercially owned car based on which the insurance premium is calculated is known as car insurance group rating. These figures are given by UK based car and insurance organizations that give each car a group number. There are several factors that influence a car’s group rating.
- Car make : the series of cars of a company.
- Car model : one of a group within a car make.
- Car type : the passenger capacity of a car (small, medium, big, sporty or opulent).
- Car series : design modifications indicated by numbers such as 1, 2, 3, 4, 5 etc.
- Car’s cubic capacity : a means of giving the mileage a car will have.
- Car’s manufacturing year : the year a car was designed and manufactured.
The popularity of car insurance grouping is indicated by the popularity of the car. Thus the more popular a car in the UK, the more well known its insurance group rating. Here are the top 20 popular cars of UK from carsupermarkets.com. These cars are most researched and bought. It also shows that group ratings 4-11 are the most popular. Here is the list with their rating ranges.
- Ford Focus - 4-17
- Volkswagen Golf - 4-18
- Ford Fiesta - 3-13
- Vauxhall Corsa - 1-4
- Renault Clio - 1-4
- Honda Civic - 4-17
- Audi A3 - 9-18
- Ford Mondeo - 8-16
- Vauxhall Zafira - 5-15
- BMW 3 Series Saloon - 8-12
- Vauxhall Vectra - 9-18
- Vauxhall Astra 5-Door Hatch - 4-11
- Toyota Yaris - 1-4
- Peugeot 206 - 1-4
- Volkswagen Passat - 8-12
- BMW 3 (Series Coupe) - 8-12
- Vauxhall Astra Sport Hatch - 4-11
- Citroen C4 Picasso - 6-9
- Honda CR-V- 12
- Audi A-4 Saloon - 8-12
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