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When a group of people are traveling together and they are covered collectively for travel insurance, the coverage is known as travel groups insurance. Travel groups insurance is an option, not a necessity, but most travel agents and agencies highly recommend that a group of travelers buy some kind of travel insurance policy as it will benefit all members of the group.
Necessity of Travel Groups Insurance
Although travel groups insurance is not a legal requirement in the UK, it is increasingly becoming necessary because :
- Accidents can happen during travel.
- Food poisoning often happens during travel.
- Luggage and personal belongings can be misplaced or stolen during travel.
- Flights can be delayed due to poor weather conditions.
- Missed flights happen for various reasons.
- Flights can be cancelled.
Travel groups insurance will pay for your costs and cover most of your expenses for any of these situations.
Companies that Offer Travel Groups Insurance
There are many companies in the UK that specialize in travel insurance or offer travel insurance as one of their products. You can find group travel insurers operating on the internet or you can locate them at your nearest high street. One insurance company that specializes solely in travel associated insurances is Go Travel Insurance. It is a relatively new company that offers travel insurance via the net or through a call center. Besides group travel insurance, the company also offers coverage for family vacations, business trips, winter sports holidays and golf vacations. They even offer numerous discount options if you opt for group travel insurance.
Another travel insurance company is Trailfinders. This company has been around for more than three decades. According to their easily navigable website, group travelers should choose Trailfinders because their travel agents are well trained and they offer a huge range of economical flights, provide customized travel packages, have unmatched consumer protection, have round the clock availability of a duty officer and are open daily. Group travel insurance is offered by Trailfinders for a group of 10 adults and more. The group travel categories include: schools, colleges, universities, company tours, sports tours, charity groups, choir groups and even birdwatching groups. Special groups are also covered like overseas stag and hen party groups.
Travel Groups Insurance Checklist
Here are some pointers to keep in mind when your group is about to travel :
- Carry your travel insurance policy with you and make sure everyone else in the group is carrying one.
- Leave a photocopy of your policy at home and with a friend or relative. Suggest this to all your group members.
- Copy down the emergency assistance helpline number in your diary, you may need it while you are traveling.
- Before embarking on your trip, check the weather conditions of the place you are going.
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