Cigna is a UK based health insurance company started in 1979. It is primarily an American company with branches all over the world. You can find Cigna Health Insurance in the United States, Chile, Spain, Germany, Indonesia, Hong Kong and Taiwan. Since it has its branches in 5 continents of the world, it has an edge over other health insurance companies that are located only in Great Britain.
Dental Implants - This plan offers health insurance for dental implants for dentists and patients. A dentist can opt for this plan and act as an introducer, which means that the dentist recommends the benefits of various dental health insurance policies.
Cash Plan - This health insurance plan has three types of packages: bronze, silver and gold. The bronze cover starts from £6.60, silver starts from £10.90 and gold cover starts from £15.95. Each plan has a monetary upper limit depending on which you have chosen. All three offer the following benefits :
- Emergency treatment
- Accidental damage
- Physiotherapy/ osteopathy/ chiropractic/ acupuncture
- Hospital in-patient
- Hospital day case treatment
- Hospital parental stay
- Mental health/psychiatric treatment
- Home nursing
Premier Plan - This health plan is a part of the managed care program offered by Cigna under which people get personalized care and affordable coverage. It has the following featured benefits :
- Fees of consultants
- Hospital stay charges
- Surgeon’s fees
- Anesthesiologist’s fees
- Doctor’s fees
- Laboratory test bills
- Other diagnostic test bills
- Day case treatment charges
Parent Plan - This health care plan was specifically designed to cater to families that include working parents or a single parent. The benefits offered in this plan are the same as the Premier Plan with the added benefit of cash sum.
Child Plan - Cigna has designed health care plans for individuals and families, but children have not been left behind. Under this plan, children have similar type of benefits as listed in the Premier and Parent Plans.
The portfolio of Cigna health insurance products also caters to employers. Cigna offers a huge range of options for employers, such as :
Medical - There are two types of medical health plans offered to employers by Cigna. One is Small Corporate PMI and the other is Large Corporate PMI. Small Corporate PMI is for companies that employ 3-150 people and Large Corporate PMI is for companies that employ more than 150 people.
Dental - Cigna offers four types of dental plans collectively known as ‘fresh range’. The fresh range of dental plans includes Diamond, Pearl, Opal and Crystal. Each of these plans offers inexpensive treatments and a choice of dentists.
Absence Management - This service is used to measure and manage absences of the workforce.
Health Management - More people are developing long term health conditions, so Cigna Health Insurance is managing diabetic patients as a part of its health management plan for employees.