The great benefit of finding a travel insurance broker who specializes in the area you will be visiting is that you will be able to get the correct amount of coverage and identify the correct risks for the area. For instance, if you are traveling to Africa, you run the risk of catching malaria and getting bit by snake and. If your travel broker is familiar with the exact risks you will be facing, they will be able to judge the sort of coverage you need. Your travel insurance broker will also be aware of how much medical aid costs in that part of the world.
Knowing the cost of medical exams and repairs can be very useful. The repair for a “hip fracture in the USA could cost you £22,531 and a heart attack in Spain will cost £35,000”. If you are going on a winter vacation to Switzerland or some other cold European country with snow covered mountains, you may intend on skiing. In this case, you run the risk of breaking your bones or suffering fractures. If your travel broker is familiar with the most common types of injuries people suffer during vacations in the part of the world you intend to visit and how much medical treatment will cost, they will be able to give you the best coverage while ensuring that the policy is affordable.
Such a travel broker will also be able to provide you with information about hospitals and health care centers in the country and what to do in case of an emergency. They will also inform you if you will be eligible for certain benefits or special help. You can conduct a search on the BIBA website to find travel insurance brokers: http://www.biba.org.uk/consumer/findbroker.asp. Here is a list of some travel brokers in the UK as shown on BIBA :
- Insight Insurance Management Limited
location: LONDON tel: 08700 727 700
web: www.insightinsurance.co.uk
info@insightinsurance.co.uk fax: 08700 727 800.
- Islands Insurance
location: ST HELIER tel: 00 44 1534 835383
web: www.islands-insurance.com
touzeli@touzel-islands.com fax: 00 44 1534 835386
- J B I International Insurance Brokers Ltd
location: READING tel: 0118 981 0222
web: www.jbionline.com
insurance@jbi-ins.co.uk fax: 0118 981 1220
- Manor Insurance Services Ltd
location: HASTINGS tel: 01424 718790
web: www.manorinsurance.co.uk
insure@manorinsurance.co.uk fax: 01424 71876
- Marsh Ltd
location: LONDON tel: 020 7357 1000
web: www.marsh.com
raj.boodhoo@marsh.com fax: 020 7929 2705
- Martin Harvey & Company (Insurance)
location: SURBITON tel: 020 8399 0993
rdh@mhins.co.uk fax: 020 8399 0888
- Medibroker Limited
location: WHITLEY BAY tel: 0191 297 2411
web: www.medibroker.co.uk
emma.spellman@medibroker.com fax: 0191 251 6424
- Mediquote Limited
location: CHICHESTER tel: 01243 817700
web: www.mediquote.com
- Merenda & Company
location: SOUTHEND-ON-SEA tel: 01702 292606
web: www.merenda.co.uk
mail@merenda.co.uk fax: 01702 294008
- Motts Godwin Insurance Services
location: LONDON tel: 020 8444 1040
web:www.quoteline-insurance.co.uk
mottsgodwin@quoteline-insurance.co.uk fax: 020 8442 2740
For the complete listing, visit: http://www.biba.org.uk/consumer/findbroker.asp
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